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How to Renew a Tennessee Insurance License

Tennessee Department of Commerce and Insurance

Helpful Links

ph: (615) 714-2693 or (888) 416-0868

fax: (615) 532-2788

email: Brenda.Sechler@state.tn.us

website: www.tn.gov/commerce/insurance.html  

Find your license number

Print your license

View your CE transcript

File a renewal application

1. Review the State Requirements

In order to renew your insurance license, you must complete the required continuing education hours for the lines of insurance that you are licensed in. All of the hours must be completed and reported prior to your license renewal date to avoid a lapse in your license.

GENERAL REQUIREMENTS:

Total Hours

24 hours biennially for Producers and Adjusters

Compliance Renewal Date

Renewal date is the licensee's date of birth, biennially. Licensees born in odd-numbered years renew in odd-numbered years, and licensees born in even-numbered years renew in even numbered years.

You may also need to take specific courses or earn specific credit types to renew your license. These course completions will count toward the total hour requirement.

LINE-SPECIFIC REQUIREMENTS:

For All Licenses:

Ethics
3 hrs - Producers and Adjusters must complete 3 hrs of Ethics as part of the total requirement.

For Life & Health Producers:

Annuities
4 hrs - Producers licensed on or after November 1, 2015, must completed a one-time 4-Hour Annuity Suitability Certification Training prior to selling, solicting or negotiating annuity products.  Producers already licensed and involved in the sale, solicitation or negotiation of annuity products must complete the approved one-time 4 hour training course no later than May 1, 2016.  The satisfaction of the training requirements of another state that are substantially similar to the provisions of this subsection shall be deemed to satisfy the training requirements of this subsection in Tennessee.

Long-Term Care
8/4 hrs - Producers must complete an initial 8-hour Long-Term Care (LTC) Certification Training prior to selling, soliciting, or negotiating Long-Term Care products/policies. After completing the initial requirement, producers must complete a 4-hour ongoing LTC training, due every renewal thereafter.

For Property & Casualty Producers:

Flood
3 hrs - Property/Casualty and Personal lines producers must complete a one-time 3-hour course on NFIP Flood Insurance Certification Training prior to selling flood insurance policies.

There are also additional rules about how the course hours can be applied.

CARRYOVER HOURS:

A producer may carry over a maximum of 12 hours to the next renewal period.  However, excess Ethics credit will carryover as general credits.

COURSE REPETITION:

Courses may not be taken more than once in a two-year period.  Completion dates must be at least 24 months apart.

If you meet any of criteria below, you may be exempt from the continuing education requirements.

EXEMPTIONS:

  • An insurance producer who has been licensed continuously since 1/1/1994
  • An insurance producer that is a business entity

2. Register for and Complete Courses

Once you have determined the renewal requirements for your license, you can register for courses. Each course has an associated credit type; when registering for courses, select courses with credit types that will help to fulfill the renewal requirements for your license.

PreLicenseTraining.com offers webinar, online, and self study courses for Tennessee. You can register for courses under the Continuing Education menu at CE Courses.

You must fulfill the course requirements for each of the courses to have them reported.

  • Classroom and webinar course completions are based off of attendance and participation and do not require a completion exam. You must be present for the full duration of the course and be active and attentive throughout to receive credit.
  • Online and Self Study courses are self-paced. You must review the course material and pass the Certification Exam at the end to receive credit.

MONITOR REQUIREMENTS:

Online and self study exams do not require a monitor.

REPORTING METHOD:

Once a course has been completed, the completion must be reported to the state. PreLicenseTraining.com will report the course completions to State Based Systems.


3. File a Renewal Application

Once you have satisfied the renewal requirements for your license, you can file a renewal application at www.sircon.com.


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